When you are ready to apply for your loan, you will need to bring these things with you:

• Pay stubs for each borrower – 30 days

• Bank statements (ALL pages for checking and savings), retirement, stocks, bonds, etc. – 2 months

• Copy of sales contract (if applicable)

• Tax returns, including w-2’s – past 2 years

• Statement of service or DD214 (VA borrowers)

• If using income from child support and alimony, bring a copy of court decree(s)

• Name and address of employers and landlords – past 2 years

• Copy of drivers license or US residency card

• List of creditors, including names, addresses, account numbers and balances for loans and credit cards

• Appraisal fee $500 - $800

• If self employed, business tax returns – past 2 years